A Guide to Insurance Cover for Business

Every business is vulnerable to risks such as claims for compensation as a result of injury or negligence, contractual disputes, accidental damage, fire, flood or theft.

It is important for business owners to consider the risks their business may face and take out appropriate insurance cover. Some types of business insurance, such as employers’ liability insurance and vehicle insurance, are required by law.

This factsheet introduces the main types of business insurance, indicating those that are legally required.

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